973.742.0927

Payment Options for Insured Patients

Dr. Lopez accepts most major insurances in NJ, including Medicare, Horizon BCBS, Amerihealth, Aetna, Cigna, United Healthcare and MultiPLan. Check below for a full list of In-Network Providers.  Medicaid patients are welcome and will not be turned away.  Dr. Lopez also treats auto accident and personal injury cases that have resulted in back pain, neck pain, headaches, or other related conditions in Clifton/Paterson area.  Because there is so much variety among insurance plans and the coverage they provide, we will verify your benefits, explain them to you and offer payment suggestions before starting a trial of care.

Payment Options for Uninsured Patients

Everyone should experience the benefits of chiropractic care because it is more cost effective than injections or surgery and more focused than general physical therapy.  For patients who have little or no chiropractic insurance coverage, Dr. Lopez will work with you to arrange a flexible payment schedule that fits your budget.   Many people often pay directly for their visits when they realize that chiropractic care is often cheaper and more effective than medical care or invasive treatment.   For people without insurance and economic hardship, I offer discounted treatment packages.  No matter  your situation, we will find a solution.  Don’t second guess yourself.  Call today.

Payment Options for Preventative Care

Even with the advent of Obamacare, preventative care for spine related conditions may not be covered.  Preventative care or maintenance care refers to routine treatment to help maintain the health of your spine.   Nevertheless, many employers offer HSAs (Health Savings Accounts) or FSAs (Flexible Spending Accounts) to cover the cost of these non-covered services.  If your employer does not offer this benefit, Dr. Lopez can arrange a reasonable cash plan to suit your needs.

In-Network Insurance Providers

  • AARP
  • Aetna
  • AmeriGroup
  • AmeriHealth
  • Anthem Blue Cross
  • Anthem Blue Cross Blue Shield
  • Arkansas Blue Cross Blue Shield
  • Blue Cross Blue Shield
  • Blue Cross Blue Shield Federal Employee Program
  • Blue Cross Blue Shield of Alabama
  • Blue Cross Blue Shield of Arizona
  • Blue Cross Blue Shield of Florida (Florida Blue)
  • Blue Cross Blue Shield of Georgia
  • Blue Cross Blue Shield of Idaho
  • Blue Cross Blue Shield of Illinois
  • Blue Cross Blue Shield of Kansas
  • Blue Cross Blue Shield of Kansas City
  • Blue Cross Blue Shield of Lousiana
  • Blue Cross Blue Shield of Massachussetts
  • Blue Cross Blue Shield of Michigan
  • Blue Cross Blue Shield of Minnesota
  • Blue Cross Blue Shield of Nebraska
  • Blue Cross Blue Shield of New Mexico
  • Blue Cross Blue Shield of North Carolina
  • Blue Cross Blue Shield of Rhode Island
  • Blue Cross Blue Shield of South Carolina
  • Blue Cross Blue Shield of Tennessee
  • Blue Cross Blue Shield of Texas
  • Blue Cross Blue Shield of Vermont
  • Blue Cross Blue Shield of Western New York
  • Blue Cross Blue Shield Wyoming
  • Blue Cross of Northeastern Pennsylvania
  • Blue Shield of California
  • Blue Shield of Northeastern New York
  • Capital Blue Cross
  • CareFirst Blue Cross Blue Shield
  • Caterpillar
  • CBA Blue
  • Cigna
  • Empire Blue Cross Blue Shield
  • Empire Plan
  • Excellus Blue Cross Blue Shield
  • GeoBlue
  • HighMark Blue Cross Blue Shield
  • HighMark Blue Cross Blue Shield of Delaware
  • HighMark Blue Shield
  • Horizon Blue Cross Blue Shield of New Jersey
  • Independence Blue Cross
  • Medicare
  • Oxford (United Healthcare)
  • Premera Blue Cross
  • QualCare
  • Regence Blue Cross Blue Shield
  • Triple-S Salud: Blue Cross Blue Shield of Puerto Rico
  • UnitedHealthcare
  • UnitedHealthcare Community Plan
  • United Healthcare Oxford
  • UnitedHealthOne
  • Wellmark Blue Cross Blue Shield